Loading…
Loading…
Independent advisory across five domains — credit facilitation, government schemes, startup finance, business licensing, and mutual funds. Free initial assessment. No undisclosed charges.
5
Service Domains
₹0
Consultation Fee
Pan-India
Coverage
We are a DSA and advisory facilitator — not a bank, NBFC, or lending institution.
5 Service Domains
Credit, government schemes, startup finance, licensing & mutual funds
₹0 Consultation Fee
Initial assessment and advisory at no charge or obligation
Pan-India
Facilitation across banks, NBFCs, government portals and AMCs
Full Disclosure
Every applicable charge communicated in writing before commitment
Lender Network
Across Institution Categories
Access across RBI-regulated banks and registered NBFCs — no single-institution bias
Active · 6 Products
Residential and commercial property finance facilitated across banks and HFCs — structured against LTV eligibility, income documentation, and borrower repayment capacity.
Term loans and demand credit for business expansion, capital acquisition, and operational requirements — sourced across banks and NBFCs based on business vintage and financial statements.
Unsecured personal credit facilitated against income eligibility, CIBIL score, and fixed obligation to income ratio (FOIR) — assessed across multiple lenders.
Secured credit structured against the assessed market value of residential or commercial property, at loan-to-value ratios determined by the lender's credit policy.
Priority-sector and MSME-segment credit for micro, small, and medium enterprises — facilitated under scheduled bank programmes and applicable government-backed lending schemes.
Cash credit limits, overdraft facilities, and short-tenure demand loans structured to finance business operational cycles and seasonal liquidity requirements.
Advisory · 4 Domains
Advisory and facilitation for central and state government schemes — PMEGP, MUDRA, PLI, CGTMSE, Startup India benefils, and Telangana-specific subsidy programmes.
Covers: PMEGP, MUDRA, PLI, CGTMSE, Startup India, Telangana schemes
Eligible: MSMEs, entrepreneurs, manufacturers, service units
End-to-end advisory for early-stage businesses — DPIIT recognition, SIDBI SPEED/SMILE loans, Startup India scheme identification, and funding documentation support.
Covers: DPIIT recognition, SIDBI SPEED/SMILE, angel network introductions
Eligible: Incorporated entities < 10 yrs old, turnover < ₹100 Cr
Advisory for business registration (LLP, Pvt Ltd, OPC), Udyam/MSME registration, FSSAI, trade licences, Import Export Code (IEC), GST, and industry-specific permit facilitation.
Covers: LLP, Pvt Ltd, OPC, Udyam, FSSAI, IEC, GST, trade licences
Eligible: New businesses, existing unregistered entities
MF distribution and advisory facilitated through our ARN-registered designated partner — covering equity, debt, hybrid, and tax-saving (ELSS) fund categories across all major AMCs.
Covers: Via ARN-registered partner — equity, debt, hybrid, ELSS across major AMCs
Eligible: Subject to market risk. Not a SEBI RIA.
Initial assessment is free and carries no obligation.
Why Bharat Finsol
Most intermediaries are tied to one or two institutions and optimise for their own commission structures. We operate independently — which means the advice you receive is shaped entirely by your eligibility, not our distribution targets.
We assess your profile before recommending any product
We tell you what you qualify for — and what you do not
We disclose all applicable charges in writing before proceeding
We remain engaged through disbursement, not just at the inquiry stage
We are not tied to any bank, NBFC, or AMC. Our recommendation is based on your profile — not our distribution agreement.
Every applicable charge is communicated in writing before you commit. No surprises at disbursement. No undisclosed fee sharing.
From eligibility assessment to disbursement follow-up — we remain engaged through the full lifecycle, not just at the point of enquiry.
A single point of contact for credit, government schemes, startup finance, business registration, and mutual fund facilitation.
How It Works
Designed to be straightforward and low-stress — you remain informed and in control at every stage.
We understand your goal and conduct an initial profile assessment at no charge.
We identify the most appropriate product, scheme, or pathway for your profile.
We guide you through assembling and validating the complete documentation set required.
We prepare and submit your application and manage active follow-up with the institution.
We remain engaged through sanction, query resolution, and final disbursement or registration.
Timelines vary based on lender, loan type, and documentation completeness. Bharat Finsol facilitates the process but does not control lender turnaround times.
Our credentials
A registered entity, operating transparently within the framework of applicable regulations.
Registered LLP
PRANAMAMI CONSULTING LLP — LLPIN ACQ-5311, active under the Ministry of Corporate Affairs, Government of India.
DSA & Advisory Facilitator
Operating as a Direct Selling Agent and financial advisory facilitator — not a bank, NBFC, or registered investment advisor.
Multi-Lender Access
Connected to a structured lender panel spanning scheduled banks and registered NBFCs across credit and lending products.
Why it matters
Unlike a bank branch or captive agent, an independent DSA has no obligation to a single lender. That means your application goes where it has the best chance of approval at the most appropriate terms — not to whoever pays the highest commission.
No conflict of interest
We are not a lender. We do not profit from the rate you pay — our role is facilitation and advisory, not credit origination.
Honest eligibility assessment
We assess your profile before we submit. If your application is unlikely to be approved under current conditions, we tell you — not after rejection.
Transparent fee disclosure
Any applicable charges (processing fees, legal fees, technical valuation) are disclosed before you commit. There are no hidden deductions post-disbursement.
Multi-domain access
One point of contact for credit, government schemes, startup finance, licensing, and MF facilitation — structured, documented, and coordinated.
Bharat Finsol (PRANAMAMI CONSULTING LLP) is a DSA and advisory facilitator. We are not a bank, NBFC, or registered investment advisor. All loan approvals, interest rates, and terms are at the sole discretion of the respective lending institution. Mutual fund facilitation is via our ARN-registered designated partner. Investments are subject to market risk. This is not financial advice.
FAQs
Straightforward answers to the questions we hear most often — before you engage with us.
Have a question not listed here? Contact us directly.
No. Loan approval decisions rest entirely with the lending institution and depend on your financial profile, credit history, property details, and the lender's internal policies. We make no guarantees about approvals or interest rates.
Free. No Obligation.
We assess your profile, explain your options clearly, and tell you what you qualify for — before you commit to anything. No upfront charges. No undisclosed fees.
Book Free ConsultationOr reach us directly
We typically respond within one business day. For urgent matters, call directly.
